Demertzis, Maria and Mombelli, Gerardo and Wolff, Guntram B. (2017) Capital Markets Union and the fintech opportunity. Bruegel Policy Contribution Issue n˚22 | September 2017. [Policy Paper]
Abstract
Fintech has the potential to change financial intermediation structures substantially. It could disrupt existing financial intermediation with new business models empowered by intelligent algorithms, big data, cloud computing and artificial intelligence. Policymakers need to consider four questions urgently: Develop a European or national fintech market? What regulatory framework to pursue? Should supervision of fintech be exercised at the European level? What is the overall vision for the EU’s financial system?
Actions (login required)