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The Future of Retail Financial Services: What policy mix for a balanced digital transformation? Report of a CEPS-ECRI Task Force February 2017

Bouyon, Sylvain (2017) The Future of Retail Financial Services: What policy mix for a balanced digital transformation? Report of a CEPS-ECRI Task Force February 2017. [Policy Paper]

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    Abstract

    In recent years, the digitalisation of retail financial services – retail payments, current/savings accounts, consumer/housing credit, car insurance, property insurance and health insurance – has accelerated significantly. While policy-makers are gradually creating the necessary conditions to strengthen this digital transformation, numerous policy issues and unanswered questions remain. Against this background, CEPS-ECRI formed a Task Force to explore four specific core questions: What type of level playing field is necessary during the digital transformation? What are the opportunities and risks related to big (alternative) data and increasingly sophisticated algorithms? What framework of pre-contractual information duties is appropriate in a digital era? How can the regulatory framework for digital authentication be improved?

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    Item Type: Policy Paper
    Subjects for non-EU documents: EU policies and themes > Policies & related activities > economic and financial affairs > Single Market > capital, goods, services, workers
    Subjects for EU documents: UNSPECIFIED
    EU Series and Periodicals: UNSPECIFIED
    EU Annual Reports: UNSPECIFIED
    Series: Series > Centre for European Policy Studies (Brussels) > CEPS Task Force Reports
    Depositing User: Phil Wilkin
    Official EU Document: No
    Language: English
    Date Deposited: 24 Feb 2017 13:19
    Number of Pages: 93
    Last Modified: 24 Feb 2017 13:19
    URI: http://aei.pitt.edu/id/eprint/84483

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