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The European credit information landscape. An analysis of a survey of credit bureaus in Europe. ECRI Research Report, January 2011

Rothemund, Marc and Gerhardt, Maria (2011) The European credit information landscape. An analysis of a survey of credit bureaus in Europe. ECRI Research Report, January 2011. UNSPECIFIED.

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    Abstract

    Credit referencing occurs in many countries of the world with a primary purpose of collecting and providing information to help lenders make better decisions. However, there are many different models ranging from highly comprehensive databases of wide ranging information in the most advanced markets; to more basic registers of unpaid debts in more recently created registers. This report is the evaluation of a survey that was conducted amongst all 37 members of the Association of Consumer Credit Information Suppliers (ACCIS) in March/April of 2010. The objective in undertaking such a comprehensive survey in such a complex business is to support and inform the ACCIS Committee and members about our industry. In addition, it will also be used to advise regulators, the press and advisors about the credit bureau landscape across the EU.

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    Item Type: Other
    Uncontrolled Keywords: Consumer credit.
    Subjects for non-EU documents: EU policies and themes > Policies & related activities > economic and financial affairs > Single Market > capital, goods, services, workers
    Subjects for EU documents: UNSPECIFIED
    EU Series: UNSPECIFIED
    ["eprint_fieldname_eusries" not defined]: UNSPECIFIED
    EU Annual Reports: UNSPECIFIED
    Series: Series > Centre for European Policy Studies (Brussels) > ECRI Research Reports
    Depositing User: Phil Wilkin
    Official EU Document: No
    Language: English
    Date Deposited: 25 Jan 2012 10:27
    Number of Pages: 37
    Last Modified: 25 Jan 2012 10:27
    URI: http://aei.pitt.edu/id/eprint/33375

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